Get the maximum benefit from financing Haval Little Falls December 21, 2018 By Rokkit Applying for finance can be a daunting task; luckily I am here to help each client streamline this process by providing on the floor expert advice and assistance. Brokering the best possible deal on behalf of every one of our clients ensures a definite sale for the dealer, but most importantly a happy return client for many years to come. Some of the benefits of financing through the dealer, instead of tackling this task on your own, include, but are not limited to: As the F&I manager I am an expert in the field, I deal with vehicle and asset finance on a daily basis, meaning that I am best equipped to answer any questions you may have Each client’s situation is unique, so I offer tailored advice on the structuring of your finance, as well as providing insurance options relevant to each of your specific needs I will take the hard work out of applying and negotiating with the banks by submitting a single application to all of the banks. Whereas the alternative is for you as the client to complete time consuming applications online to each of the banks. I work hard to obtain quotes from different banks in order for you to make an informed decision, this way we have some extra bargaining power in terms of interest rate. But the benefits do not stop there, when I apply for finance on your behalf, I will assist with advice on the below main factors that need careful consideration when structuring your tailor-made deal: The structure of the transaction Deposit (paying a deposit reduces your monthly repayment) Fixed versus linked interest rate (in the low interest rate cycle, most customers are opting for fixed rates) The contract period (remember that a longer period reduces the monthly instalments but attracts more interest) Balloon payment (Although balloon payments reduce your monthly repayments and attracts more interest, it allows you to buy what you really want, and being able to afford it) Value added insurance products We offer a range of insurance products that cover both the car (warranties, service and maintenance plans) as well as yourself (death, disability and retrenchment cover), depending on your personal situation, as well as the vehicle you will be purchasing. It would be in every prospective buyer’s interest to make use of this value added service offered by CMH Haval Little Falls Roodepoort! Contact me today for friendly assistance and expert advice. Credit: Elzaan Kleynhans- CMH Haval Little Falls- Roodepoort F&I Manager Facebook Twitter LinkedIn